An accident may be a distressing experience that leaves you bewildered and prone to making mistakes. Usually, truck accidents are the most complicated cases that involve more than one person. Some mistakes can eventually cost you a great deal of money when it’s time to settle your claim, as well as restrict your opportunity to avail of the medical assistance needed in the future. To increase your chances of receiving the compensation you deserve, avoid making the following mistakes.
- QUICK SETTLEMENT AFTER THE ACCIDENT
Following an accident, you’d wish to settle your claim as soon as possible to receive money and forget about the tragedy. But, you may incur a substantial financial loss if you make this mistake. There is a valid reason to postpone settlement. Some injuries, such as whiplash, concussion, muscle pain, and neurological damage, may not occur for several days or even weeks after the incident. If you settle your case too soon, you won’t be receiving cover for the medical costs that you’d incur in the future. In all likelihood, you will have sustained some level of spinal damage, whether this is light bruising or heavy bleeding, so it’s best to seek the advice of damaged spine claim solicitors to ensure you’re doing the right thing at the right time.
- FAILURE TO SEEK MEDICAL TREATMENT WITHIN 72 HOURS
Do not expect stiffness or pain to disappear entirely just a few days after an injury. Visit a doctor immediately following the accident, ideally within 72 hours. When analyzing your claim and calculating a settlement amount, insurance firms consider whether you sought medical assistance promptly or if you delayed it. If you do not see the physician or chiropractor within that time frame, the compensation will most likely be reduced. So, seek medical treatment right away. You may have some severe internal injuries which could surface a few days later and become critical due to the lack of immediate medical attention. If you see a doctor promptly after the accident, the professional might do the basic check, including inspecting distal pulse (also known as “peripheral pulse”), blood pressure, physical injuries, heartbeat fluctuations, etc. With this, you’ll be preserving your health while also putting yourself in a better position to negotiate a fairer settlement after that.
- A DIRECT INTERACTION WITH THE INSURANCE COMPANY
When it concerns settlement, the primary motive of the insurance company is to pay you the least possible sum while closing the claim very quickly. They understand that if they deal directly with the injured person, they can usually settle for a smaller sum than if they negotiate via their attorney. That is why dealing with the insurance provider on your own is a bad idea. You may believe you are saving money by not hiring a lawyer, but you will undoubtedly end up with a significantly lesser settlement. Instead, a qualified accident attorney can prepare and present your case to the insurance provider, assisting you in obtaining fair compensation.
Truck accidents have more fatalities than any other form of motor vehicle accident, and the associated injuries and property damage are also more severe. Consult an experienced truck accident attorney in the event of any mishaps to secure yourself and your family for the days to come.